House Package Promotes Junk Plans, Threatens ACA Protections, and Undermines Affordable Health Coverage
Washington, D.C. — Today, House Republicans passed a legislative package that includes several measures to promote junk health insurance plans that undermine patient protections under the Affordable Care Act (ACA) and weaken access to affordable health coverage. The Association Health Plans Act, Self Insurance Protection Act, and CHOICE Arrangement Act all promote insurance plans that remove protections for people with pre-existing conditions and fail to require coverage of essential services like hospital visits and prescription drugs.
Health reimbursement arrangements (HRAs), similar to health savings accounts, only reward the highest-income workers while worsening racial and ethnic inequities in health care. These bills are especially harmful to communities of color and other marginalized groups who are more likely to face barriers to accessing quality, affordable health care. In response, Protect Our Care Chair Leslie Dach issued the following statement:
“These bills are part of the Republican war on affordable, quality health care and gut protections for pre-existing conditions and are more about giving tax breaks to the wealthy than helping people get the health care they need. Republicans are once again using their power to strip protections from people with pre-existing conditions and boost insurance company profits. While Republicans are voting on their health care bills – which are widely rejected by the American people, – they oppose legislation that would lower drug prices, make coverage more affordable, and make the health care system fairer for families. Thankfully, President Biden and Democrats are committed to protecting people with pre-existing conditions and putting Americans’ access to quality health care first and can block this legislation in the Senate.”
Background:
Read more about the Association Health Plan legislation here.