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Republicans Knew Premiums Would Go Up When They Sabotaged Your Health Care, But They Did It Anyway

For the past year and a half, Republicans have waged a non-stop war against the Affordable Care Act. Throughout 2017, Republicans tried time after time to repeal the Affordable Care Act, slashed funding for outreach, ended cost-sharing reduction payments that helped low income Americans afford health care, and passed a tax bill that the Congressional Budget Office predicts will strip health care from 13 million Americans and raise premiums by double digits.  

Throughout their many layers of sabotage, Republicans have played ignorant, trying to cover up the fact that their votes will send Americans’ premiums skyrocketing. Just this morning, former HHS Secretary Tom Price called out Republicans’ lies, saying that the tax bill’s repeal of the individual mandate “will harm the pool in the exchange market, because you’ll likely have individuals who are younger and healthier not participating in that market, and consequently, that drives up the cost for other folks within that market.”

Just one month after voting for a tax bill that the CBO projected would raise insurance premiums by double digits, Sen. Ted Cruz acted as though he had wanted to lower premiums the whole time: “I think lowering premiums is a win-win for everybody…The number one reason people despise Obamacare is that premiums have skyrocketed.” As much as Republicans try to distance themselves from it, the fact of the matter is clear: they knew they were voting to raise premiums, and they chose to do it anyway.

EACH STEP OF THE WAY, EXPERTS WARNED THAT SABOTAGE WOULD DRIVE PREMIUMS UP

The Trump Administration Deliberately Tried To Reduce Enrollment Of Healthy Individuals By Halting Outreach, Despite Commonly Understood Consequence That This Would Increase Premiums.

  • January 2017: In “Transparent Effort To Damage Stability Of Health Insurance Marketplace,” President Trump Abruptly Halts Open Enrollment Ads. In the final week of open enrollment, President Trump ended ads that let people know they could sign up for the Affordable Care Act. As Politico notes, “The last five days of the open enrollment season are seen as critical because many individuals procrastinate and then join a last-minute sign-up surge. That’s particularly true for younger and healthier customers who are crucial to making insurance markets work.”
  • February 2017: Analysis Shows Trump’s Cuts To Outreach Prevent Nearly 500,000 People From Getting Coverage. Following Trump’s initial cuts to outreach, it was estimated that Trump’s cuts blocked nearly 500,000 people from getting coverage. When fewer healthy people are able to purchase care, experts agree that premiums increase.
  • August 2017: Trump Administration Cuts Aca Advertising Budget By 90 Percent, Despite Evidence That It Will Cause Premiums To Increase. [Vox, 8/31/17]
  • Because The Administration Still Refuses To Adequately Fund Outreach, Insurance Commissioners Warn That Premiums Will Continue To Increase. Peter Lee, the head of California’s ACA Marketplace wrote in a letter to HHS that premiums would go up because of the Administration’s failure to properly fund outreach: “The reality is clear: If the federal government maintains the current cuts in marketing and outreach, premiums will be higher than necessary, consumers will be hurt as a result and taxpayers will pay the price by supporting higher [than] necessary subsidies. This does not need to happen and can easily be avoided…Drops in new enrollment are a formula for a worse risk mix and higher premiums.” [Letter to HHS, 4/25/18]

Months Before The Trump Administration Ended Payments That Helped Lower Income Americans Afford Insurance, The CBO Warned That Doing So Would Raise Premiums By 20 Percent. President Trump Ended Them Anyway:

  • August 2017: CBO Warns That Premiums Will Increase By 20 Percent If Cost-Sharing Reduction Payments Are Terminated. “If President Trump follows through on his threat to stop paying billions of dollars of subsidies critical to insurance plans under the Affordable Care Act, insurance premiums for certain plans would rise by 20 percent next year, according to a new analysis by the nonpartisan Congressional Budget Office.” [Washington Post, 8/15/17]
  • October 2017: Trump Administration Decides To Halt Cost-Sharing Reduction Payments. Despite the CBO’s warning that ending cost-sharing reduction payments (CSRs) would cause premiums to rise by 20%, the Trump Administration decided to do so anyways. [Washington Post, 10/13/17]
  • After The Fact, Insurance Commissioners Did Exactly What The Cbo Said Would Happen — They Raised Premiums. Jessica Altman, Pennsylvania Insurance Commissioner: This is not the situation I hoped we would be in, but due to President Trump’s refusal to make cost-sharing reduction payments for 2018 and Congress’s inaction to appropriate funds, it is the reality that state regulators must face and the reason rate increases will be higher than they should be across the country.” [CNN Money, 10/17/17]
  • Now, Research Confirms That Ending CSRs Caused Premiums To Jump, And Is Expected To Do So Again In 2019. RWJ’s interviews with ten insurance companies found that the loss of cost-sharing reduction plan reimbursements drove premium increases in 2018 ranging from 10 to 20 percent. [Robert Wood Johnson Foundation and Urban Institute, 3/19/18]

Republicans Knew That Repealing The Requirement That Most People Have Insurance Would Drive Up Premiums, And Rushed To Do So Without Public Comment:

  • November 2017: Congressional Budget Office (CBO) Estimates That Repealing The Individual Mandate Will Push Premiums Up By 10 Percent Annually. Last fall, the nonpartisan Congressional Budget Office released numbers that repealing the requirement that most people have insurance would increase premiums by roughly 10 percent each year for the next decade. [Congressional Budget Office, November 2017]
  • November 2017: Sen. Susan Collins Acknowledges That Repealing Individual Mandate Would Raise Premiums. “‘One of the major concerns I had was the impact on premiums of repealing the individual mandate,’ [Collins] said Tuesday, referring to government estimates that repealing the mandate would raise insurance premiums by at least 10 percent as healthier consumers leave the market.” [Talking Points Memo, 11/29/17]
  • December 2017: Republican Senate Hurries To Pass Final Gop Tax Bill, Which Repeals Individual Mandate Despite Cbo Analysis That It Will Drive Premiums Up, In The Dark Of The Night And Without Public Hearings. Senate Republicans were determined to stop discussion on their tax bill from ever seeing the light of day. In December, they passed their tax bill in a matter of weeks, without hearing any public hearings. The process was so rushed that entire pagers were crossed out of the final version of the bill, and amendments were handwritten and barely legible.

After Sen. Collins Exchanged Her Vote On The Tax Bill For A Promise To Pass ACA Stabilization, Republicans Sabotage Bipartisan Efforts To Pass Bill That Would Help Control Premium Hikes:

  • December 2017: To Counteract The Increase In Premiums That Would Follow Repealing The Individual Mandate, Sen. Susan Collins Exchanges Tax Bill Vote For Aca Stabilization Bill. Sen. In exchange for her vote on the GOP tax bill, Majority Leader Mitch McConnell, President Trump, and Vice President Trump committed to passing a health care stabilization measure. [Washington Post, 12/15/17]
  • March 2018: After Pushing The Stabilization Vote Into The Next Year, Republicans Refused To Vote On Stabilization Unless Democrats Agreed To A List Of Deal Breaking Demands. In the middle of bipartisan negotiations on stabilization, the White House released its list of demands, including: Expanding the Hyde abortion language, codifying the Administration’s Short-Term proposal into law that undermine protections for people with pre-existing conditions, expanding Health Savings Accounts (HSAs) that is essentially another tax cut for the wealthy, mposing an age tax on older Americans by letting insurers charge people over 50 five times more than younger people. [White House Document, obtained by Politico, 3/8/18]
  • March 2018: There Is No Vote On Stabilization. [New York Magazine, 3/26/18]

Ignoring Warnings From Health Insurers, Trump Administration Proposes Changes To Short-Term Health Plans That Would Drive Up Premiums For Americans In Individual Marketplace:

  • July 2017: In Letter To HHS, America’s Health Insurance Plans Warns That Allowing Short-Term Plans To Offer Coverage For More Than Three Months At A Time Will Drive Up Premiums. “A blanket extension of the permitted length of short term policies will draw lower risk people out of the individual market single risk pool and drive up premium costs for consumers.” [America’s Health Insurance Plans Letter To HHHS, 7/12/17]
  • October 2017: President Trump Signs Executive Order That Expands Access To Short-Term Health Plans. President Trump’s executive order allows short-term plans to last for 12 months and be renewable, a notable change from the previous rule, which limited these plans to three months and prevented them from being renewed. [The Atlantic, 10/12/17]
  • February 2018: Administration Releases Fact Sheet On Short-Term Rule That Would Allow Insurers To Sell Year-Long Plans. [Centers for Medicare & Medicaid Services, 2/20/18]
  • March 2018: Nonpartisan Urban Institute Says Premiums Will Increase By Nearly 20 Percent. Confirming what experts had warned of, the Urban Institute calculated that increasing the availability of short-term health plans, when combined with the repeal of the individual mandate, would lead premiums to increase by an average of 18.3 percent in 2019. [Urban Institute, March 2019]
  • March 2018: AARP Analysis Projects Short-Term Plans Will Cause Older Americans’ Premiums To Increase By 16.6 Percent. As a result of President Trump and his Republican allies’ pushing junk insurance plans, AARP expects premiums for older Americans buying marketplace health coverage to increase by an average of 16.6 percent in 2019.  [AARP, 3/21/18]

Each Of The Administration’s Decisions Is Designed Drive People Off Of Health Care And Increase Premiums:

  • Katherine Hempstead, health insurance expert at Robert Wood Johnson Foundation: Anything That Undermines The ACA-Compliant Risk Pool Is Bad For Premiums.  “Anything that undermines the ACA-compliant risk pool is bad for premiums in the ACA market…Every exit ramp makes that market more expensive and less competitive than it otherwise would be.” [Modern Healthcare, 4/26/18]

NOW, THE CONSENSUS IS IN: REPUBLICANS KNOWINGLY DROVE UP PREMIUMS

Vox: Republican Sabotage To Blame For Premium Hikes. “The Trump administration’s multifaceted crusade against the health care law — slashing outreach budgets and pulling the law’s cost-sharing reduction payments to insurers — were already to blame for a 20 percent premium hike this year. Then Congress repealed the individual mandate in their tax bill, a huge political victory given the GOP’s vehement opposition to the mandate but one that insurers have said would drive up premiums even more next year.” [Vox, 4/25/18]

Washington Post: “The Pottery Barn Rule Comes To Mind: You Break It, You Own It.” “This is not ‘letting’ Obamacare fail. Many nonpartisan experts believe that these active measures are likely to undermine the pillars of the 2010 law and hasten the collapse of the marketplaces. The Pottery Barn rule comes to mind: You break it, you own it. Yes, the plate you just shattered had some cracks in it. But if you dropped it on the ground, the store is going to blame you.” [Washington Post, 10/13/17]

The American People Agree: President Trump And Congressional Republicans Are Playing Politics With People’s Health Care. A poll conducted last September found that 61 percent of voters believed President Trump was “trying to make the Affordable Care Act fail,” and 64 percent of voters said Trump is “playing politics with people’s health care.” The poll also found that the American people seriously disapprove of how Republicans in Congress are treating health care: 80 percent of voters disapprove while only 20 percent approve. [Garin Poll, 9/5/17]

RECENT HEADLINES PAINT A TELLING PICTURE

EVEN REPUBLICANS ADMIT THEY’RE TO BLAME

Sen. Lamar Alexander: “Rates Will Go Up…They’re Going To Blame Every One Of Us, And They Should.” On the topic of failing to pass a stabilization bill, Sen. Alexander said: “Rates will go up. The individual market will probably collapse…There will be 11 million people who are between jobs, who are self-employed, who are working, who literally cannot afford insurance, and they’re not going to be very happy. And they’re going to blame every one of us, and they should.” [Vox, 4/25/18]

Lindsey Graham: Republicans “Own The Outcome” On Health Care. “Sen. Graham told Breitbart News, ‘In October, premiums are going up. Obamacare cannot be fixed. It’s going to continue to collapse, and then, we own the outcome. By repealing the individual mandate, which is a step forward in the eyes of the public, we own the issue. We have a responsibility to do something about the collapsing Obamacare system. I believe that we’re going to get blamed more than Democrats because we stopped trying to repeal Obamacare, and to suggest that we don’t own it is just simply politically naive.’ Graham continued, ‘It can hurt us in 2018. It can hurt by our base feeling like we betrayed them. It can hurt us from people suffering from Obamacare, like we don’t have a solution. It will energize Democrats. It can undercut everything we did on the tax cut side.'” [Breitbart, 2/6/18]

Rep. Charlie Dent: Republicans “Own” Health Care Now. “Rep. Charlie Dent (R-Pa.) argued Friday that President Trump was ‘ill-advised’ to end key ObamaCare payments, warning that the GOP now ‘owns’ whatever happens to ObamaCare. ‘I think the president is ill-advised to take this course of action because … we, the Republican Party, will own this,’ Dent, a key House moderate who is retiring from Congress at the end of his term, said on CNN. Asked about Trump’s previous comments blaming problems with ObamaCare on former President Barack Obama, Dent pointed out that Republicans currently control the White House and have majorities in both chambers of Congress. ‘Barack Obama is a former president. President Trump is the president and he’s a Republican, and we control the Congress,’ Dent said. ‘So we own the system now. We’re going to have to figure out a way to stabilize this situation … This is on us.'” [The Hill, 10/13/17]

Administrator Verma Rejects Responsibility For Sabotage As Americans Bear Brunt Of Trump Administration’s Damage

SHOT:

CMS Chief Seema Verma Slams Claims That She And Trump Administration Have Sabotaged Americans’ Health Care [MedPage Today]:

“‘I take exception to those out there who have made claims that we have tried to sabotage the healthcare of the American people, particularly when it comes to the healthcare exchanges,’ [Verma] said here at the World Health Care Congress. ‘Obamacare was failing long before Donald Trump became president and I became CMS administrator.’

“The reality, said Verma, is that health insurers have fled the exchange markets ‘after losing millions of dollars.’”

CHASER:

Since President Trump Came Into Office, Millions Of Americans Have Lost Health Coverage. A recent survey by the Commonwealth Fund shows that nearly 4 million people have lost coverage since 2016. The uninsured rate among working age people is now 15.5 percent, a significant increase from 12.7 percent in 2016.

Why? Because The Trump Administration Has Sabotaged The Affordable Care Act. Per Axios, “Commonwealth attributes the increase largely to the way Congress and the Trump administration has handled the ACA.”

CHASER:

More Evidence Of The Administration’s Sabotage: Health Care Premiums Will Increase By An Average of 18.3 Percent In 2019. Because Republicans repealed the requirement that most people have insurance and are expanding access to short-term health plans, the nonpartisan Urban Institute estimates that health care premiums will increase by an average of 18.3 percent in 2019.

CHASER:

The Administration Is Bringing Back Junk Insurance That Leaves Americans On Their Own Should They Get Sick. The Trump Administration expanding access to short-term health plans that let insurers deny coverage to people with pre-existing conditions, impose coverage limits, and refuse to cover basic health benefits like maternity care and prescription drugs. These plans help insurers make money while leaving Americans who get sick on their own, often with tremendous debt.

Experts, Disease Groups, And Advocates Warn That Short-Term Plans Will Increase Costs And Reduce Protections For Consumers:

AARP: Short-Term Plans Will Increase Older Americans’ Premiums By An Average Of $2,000, or As Much As $4,000. “Unfortunately, these changes would result in much higher premiums for older adults and people with preexisting health conditions buying individual policies through the ACA Marketplace…Using 2018 Marketplace premiums, we estimate these premium increases could be an average of $2,000 — or as much as $4,000 (Table 1) — for 60 year-olds who buy silver plan coverage.” [AARP, 3/21/18]

Margaret Murray, CEO of Association for Community Affiliated Plans: Short Term Plans “strip every provision that might be of value to a patient.” “Not only do STLDI plans not cover pre-existing conditions, but what was covered when you bought the plan can be excluded three months later when you try to renew the plan. Rescissions are rampant in the STLDI market, leading to retroactive cancellation of policies that stick patients with enormous medical bills.” [Washington Examiner, 4/26/18]

American Academy of Family Physicians: Short-Term Plans Would Destabilize Market. “We are troubled by how the proposed rule would further destabilize the individual market by drawing young, healthy people away from meaningful, comprehensive coverage…under the proposed rule, insurers could reduce or eliminate certain EHBs to avoid vulnerable, expensive patients by excluding specific services.” [Letter to HHS, 4/18/18]

Dr. David O. Barbe, president of American Medical Association: Short-Term Plans Result In “Inadequate” Health Coverage. “We believe the proposed rule, however, would culminate in plans being offered that fall far short of maintaining crucial state and federal patient protections, disrupt and destabilize the individual health insurance markets, and result in substandard, inadequate health insurance coverage.” [Forbes, 4/22/18]

American Cancer Society Cancer Action Network: Short-Term Plans Are Exempt From Consumer Protections. “We are very concerned about policies that would expand access to STLD policies because these products are exempt from important consumer protections, such as prohibitions on lifetime and annual dollar limits, limits on the use of pre-existing condition exclusions, and the prohibition on medical underwriting…We are afraid that some consumers choose to enroll in STLD policies simply because of the lower premium and are unaware of the limitations of the coverage.” [ACS CAN letter to HHS, 4/20/18]

Alliance of Community Health Plans: Short-Term Plans Will Cause Insurers To Flee The Market.  “ACHP is also concerned that the proposed rule will cause more insurers to flee the market, leaving consumers with fewer coverage options.” [Letter to HHS, 4/19/18]

Ex-Secretary Tom Price: Trump and GOP Responsible For Upcoming Rate Hikes

Washington, D.C. – In response to former Health and Human Services Secretary Tom Price’s comments this morning to the World Health Care Congress that Republicans’ TrumpTax bill and its individual mandate repeal will increase Americans’ health care costs, Protect Our Care Campaign Director Brad Woodhouse released the following statement:

“Today, President Trump’s own former HHS secretary, Tom Price, admitted that the Republican tax bill’s sabotage of the Affordable Care Act will increase health care costs. Ex-Secretary Price has confirmed that President Trump and Congressional Republicans chose a trillion-dollar tax break for corporations and the wealthiest at the expense of hardworking Americans’ health care. Months ago when the nonpartisan Congressional Budget Office found that the TrumpTax would raise premiums by ten percent while kicking millions of Americans off of their coverage, Republican senators responded by accusing CBO of bias and dismissing their findings. Now, one of the Trump Administration’s lead saboteurs has admitted the truth. Americans now have it straight from Tom Price: Republicans are responsible for upcoming rate hikes.”

Protect Our Care Statement on Idaho Medicaid Expansion Ballot Question Success

Washington, D.C. – After Idaho health care advocates announced that they have collected more than enough signatures to get Medicaid expansion on the ballot this November, Protect Our Care Campaign Director Brad Woodhouse released the following statement:

“While Idaho Governor Butch Otter was working to sabotage the Affordable Care Act, the people of Idaho were quietly working to secure a vote on covering 62,000 more of their neighbors by expanding Medicaid. Today they succeeded. Republican-governed states would do well to take heed: when you actively work to make your constituents’ health coverage worse, citizens take matters into their own hands. Congratulations to the people of Idaho, and especially to the committed grassroots activists who secured today’s success. I couldn’t imagine a better way to cap off this year’s Medicaid Awareness Month.”

New Protect Our Care Ad: As Premiums Increase, Americans Should Thank Donald Trump & Congressional Republicans

Washington, D.C. – This year, Protect Our Care is kicking off May’s focus, Repeal and Sabotage Accountability Month, by releasing a web ad highlighting the consequences of Republicans’ deliberate health care repeal and sabotage campaign: a 20 percent rate hike set to hit working families while health insurance and pharmaceutical companies reap the windfalls of the GOP’s trillion-dollar tax break.

“From the moment he took office, President Trump has launched attack after attack on our health care, and Congressional Republicans have been eager to help. They tried to repeal the law; they attempted to undermine open enrollment; they promised to make the law fail; and they’ve proposed expanding junk insurance plans that would take us back to the days when insurance companies could impose sky-high rates on people with pre-existing conditions, or deny them coverage altogether. Now, Republican sabotage has left working people holding the bill. Every American who faces higher health care costs this year and next can thank Donald Trump and Congressional Republicans,” said Protect Our Care Campaign Director Brad Woodhouse.

Watch the ad here.

Ad script:

Are you sick and tired of Washington forcing your health care costs to go up? And up. And up.

For more than a year, Donald Trump and Republicans have sabotaged our health care…

… They ordered the government to dismantle the law.

… Then they made it harder for people to enroll.

… Then they proposed ways for insurance companies to deny care and discriminate against people with pre-existing conditions.

Doctors, patient groups, and health experts say the sabotage has a cost: higher premiums for you and your family – nearly 20% higher or more.

All this while their tax bill gave health insurance and pharmaceutical companies huge tax breaks.

Republicans and President Trump promised premiums would be lower but it’s their sabotage that is jacking up rates 20%.

People who work for a living? They just get higher costs.

And they keep going higher.

Enough is enough. Tell Republicans to stop the sabotage.  End the war on our health care.

Advocates Nationwide Highlight How Medicaid Supports People with Disabilities

Throughout the fourth and final week of Medicaid Awareness Month, advocates across the country highlighted the significant role Medicaid plays in supporting Americans with disabilities, and spoke out against Republican proposals to weaken and cut Medicaid.

How does Medicaid help Americans with disabilities? Here are some of the many ways:

  • 8.7 million nonelderly adults with disabilities depend on Medicaid for care. Nearly 8.7 million adults enrolled in Medicaid have a disability. Of this group, only 43 percent qualify for social security income.
  • More than 1 in 3 adults under age 65 enrolled in Medicaid lives with at least one disability. Nearly 45 percent of adults with disabilities have Medicaid coverage. Medicaid covers 45 percent of nonelderly adults with disabilities, including adults with physical disabilities, developmental disabilities, brain injuries, and mental illness.
  • Medicaid covers nearly a third of adults with disabilities. 31 percent of U.S. adults with disabilities have Medicaid coverage.
  • More than half of adults with disabilities covered through Medicaid earn less than 100 percent of the federal poverty line (FPL). A majority, 52 percent, of adults with disabilities who have Medicaid coverage earn annual incomes of less than l 00 percent of the FPL, $12,060 for an individual, and could not afford needed care without the program.
  • Medicaid helps people who need long-term care to stay in their communities. Of nonelderly people with disabilities who rely on Medicaid for long-term care, 80 percent receive community-based care, while only 20 percent receive institutional care.

At the Main State House, Nancy Cronin, the Executive Director of the Maine Developmental Disabilities Council, Sara Squires, the Public Policy Director of Disability Rights Maine, and Rebecca London, the State Director of Protect Our Care Maine, held a press conference to discuss how Medicaid benefits Americans with disabilities.

Dawn Alford, Public Policy Director, Georgia Council on Developmental Disabilities, posted Medicaid: A Lifeline to the Community on Community Catalyst’s Health Policy Hub to highlight the importance of Medicaid to Georgians with disabilities.

A new survey from Public Policy Polling found that voters nationally strongly support Medicaid and are opposed to cutting it, especially to fund tax breaks. Among its findings:

  • 66% of voters oppose cutting Medicaid, as opposed to just 19% who support cuts. 74% of Democrats and Independents oppose cutting Medicaid, while a plurality of Republicans, 49%,  also oppose cuts. In fact, only 34% of Republicans support cutting Medicaid.
  • 71% of voters overall say they are opposed to cutting Medicaid to fund the GOP tax scam which passed last year, including 82% of Democrats, 70% of Independents, and 60% of Republicans.
  • A majority of voters (52%) want to see Medicaid expanded, compared to just 35% who don’t.
  • Learning that Medicaid covers 6 in 10 nursing home residents and 40 percent of costs for long-term care that seniors depend on made voters 63% less likely to support cuts. Voters were 53% less likely to support cuts after learning that if Medicaid funding is cut, 1 in 5 Americans – seniors, children, and individuals with disabilities – will be at risk of losing access to healthcare.

Leading advocates hosted press calls across the country to convey just how important Medicaid is to those with disabilities in communities across the country. In Nevada, parents from the organization Positively Kids spoke of the role it plays for their children with disabilities; in Tennessee, community leaders discussed how Medicaid supports Tennesseans with disabilities; and in Ohio, local physicians and health care experts called out gubernatorial candidate Mike DeWine’s refusal to clarify his Medicaid position and explained the problems which would occur should the state’s expansion be rolled back.

And as Medicaid Awareness Month wraps up, the Conway Daily Sun published a comprehensive overview about the importance of Medicaid to New Hampshire communities and shared information about how to enroll.

A Year Ago Today: Remember in November

Just a year ago, Republicans in Congress voted to take away 23 million Americans’ health care. Click to share the tweets below with the hashtag #RememberInNovember!

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Republicans Continue Plotting Repeal

Washington, D.C. – The conservative Washington Examiner reports that repeal of the Affordable Care Act “may be closer than you think.” In response, Protect Our Care Campaign Director Brad Woodhouse released the following statement:

“If it’s a day that ends in Y, Republicans are scheming to take away our health care. Today’s report confirms that Mike Pence and Mitch McConnell will stop at nothing to take us back to the days when insurance companies called the shots. The bill they seek to revive would force millions off coverage, make health care even more expensive, get rid of protections for people with pre-existing conditions, re-implement lifetime coverage caps, and slash Medicaid. Enough is enough – it’s time for the GOP to end its war on our health care.”

Obamacare repeal may be closer than you think
Washington Examiner // Quin Hillyer // April 26, 2018

Time and opportunity still exist to replace Obamacare.

Senate Majority Leader Mitch McConnell, R-Ky., ought to make it a priority, and should make clear he is open to pushing through a budget resolution next month to make it happen.

It can’t happen without the budget resolution, because that’s the only way they can avoid a bill-killing filibuster and pass the healthcare reform with a bare majority of 50 votes (plus Vice President Mike Pence) in the Senate.

I reported in January that a number of conservative groups, under the leadership of former Sen. Rick Santorum, was working hard to craft a new Obamacare replacement that could both pass Congress and work well in the real world. Behind the scenes, those groups (indeed, representatives from a growing number of groups) have continued to meet and tweak their plan, and they seem just a few weeks away from being able to unveil it.

When they unveil it, expect a host of such groups to make a concerted effort to rally grassroots support and give courage to House and Senate members to pass it. This is an amazing, even unprecedented project, truly growing up from activists and thinkers rather than being the usual top-down, elected-official-led exercise in sausage-making.

I listened in on a March 21 conference call among numerous interested parties, and received further updates within the past week from Santorum.

The White House has been quietly but constructively supportive of the project, I am told, and should provide strategic and communications support this time that is well planned, rather than the more seat-of-the-pants effort we all saw last year. Pence, in particular, has been personally engaged.

Politically, the now-defunct assessment had been that passing a health-policy overhaul would scare too much of the public in an election year, making it a nonstarter. The growing understanding, though, is that Republicans are already at risk of losing to a “blue wave” this fall anyway, and that bold action to energize conservative grassroots might be the only way to stop the wave.

The Left is going to be energized this fall regardless of what Congress does, and those parts of professional suburbia that just won’t vote for Republicans under Trump also aren’t going to become even more anti-GOP than they already are. Indeed, as this is exactly the demographic that suffers the most under Obamacare, it might be slightly less likely, not more, to oppose the GOP if Republicans do actually pass reform.

But giving conservative voters a “win” on Obamacare would surely drive up Republican turnout.

Substantively, the bill design has evolved since January. It still uses the basic template of last year’s Graham-Cassidy bill, but only in the sense that it would remain a system of block grants to the states. As in January, it still envisions a significant expansion of health savings accounts — indeed, from January’s thought of doubling the existing number of HSAs, the new plan now may quadruple them — and also a guarantee that individuals served by state-government-run plans can opt-out and use the money in private markets instead.

A key development, however, has emerged since January. It should help garner the votes of previously recalcitrant Senate Republicans. Under the original Graham-Cassidy bill, the formula for the block grants was seen by some as disfavoring states that already expanded Medicaid coverage under Obamacare. The new formula phases in the grants in a way that ensures those particular states will not see what amounts to short-term cuts in federal funding.

This might make the new plan slightly more expensive in the short run, but still well within budgetary parameters, and still better than deficit-neutral. Moreover, the bill’s designers keep tweaking it to produce better risk-mitigation concepts and other ways to keep premiums lower.

Politically, the effort got a huge boost when Democrats (ironically) killed efforts to include an Obamacare insurance bailout within the recent budget agreement and spending bills. With that effort dead, key players such as Sen. Lamar Alexander, R-Tenn., have indicated renewed willingness to go for a “big fix” because their smaller efforts to patch existing law are now dead.

In the end, this is not just about budgetary bean-counting or an attempt to gain political bragging rights. This is about better serving patients, giving them more options and making healthcare more affordable.

Organizers hope Americans sick of the broken Obamacare system will start calling their members of Congress now, urging them to try again. It’s a worthy undertaking.

This Week in the War on Health Care

While cabinet officials were coming and going this week, Republicans continued their unprecedented assault on the American health care system. Here’s what happened this week in the war on health care – and two reminders of what its consequences will be:

TRUMP TARGETS NATIVE AMERICANS’ HEALTH CARE

This week, Politico reported the Trump Administration may impose work requirements on Native Americans who have Medicaid coverage. These requirements are burdensome, unnecessary, and expensive to administer, representing nothing more than another form of health care sabotage.

Medicaid is vital to the health and well-being of vulnerable populations, and imposing additional barriers upon Native Americans to access health care is mean-spirited and wrong. It’s time for Congress and the American people to speak out against President Trump’s ongoing war on health care and ensure that policies like these are reversed or don’t see the light of day in the first place.

THOSE WHO KNOW BEST BLAST SHORT-TERM PLANS

Monday represented the final day of the comment period for the Trump Administration’s proposed short-term junk insurance plans. Those who know health care the best – a variety of health care experts, including doctors, insurance exchange operators, insurance companies, analysts, and more than 100 patient groups – blasted the plans. Among those who urged their rejection:

  • American Medical Association: The proposed rule “would result in substandard, inadequate health insurance coverage.” [Forbes, 4/22]
  • American Academy Of Family Physicians: “Short-term, limited-duration plans will not provide meaningful insurance coverage.” [AFP, 4/18]
  • Alliance Of Community Health Plans: “the proposed rule will undermine consumer protections.” [ACHP, 4/19]
  • 21 Patient Groups: “Given the history of discrimination and inadequate coverage within short-term limited-duration plans, we are deeply concerned that the proposed rule could seriously undermine the key principles of access, adequacy, and affordability that are the underpinnings of current law – and put those we represent at enormous risk. [ACS-CAN, 4/23]

The full list of health care experts who expressed their oppositions can be found here.

SEN. SCHUMER PUTS GOP ON NOTICE FOR UPCOMING HIKES

Today on the Senate floor, Minority Leader Chuck Schumer put Republicans on notice: as preliminary rate hikes for next year begin to roll out, Democrats will speak out loudly and often about how President Trump and Congressional Republicans’ repeal-and-sabotage campaign against Americans’ health care will leave working families holding the bill.

President Trump and his Republican allies in Congress have undertaken a deliberate, aggressive campaign to sow chaos in the health insurance marketplace, and the consequences of their actions will soon become clear. Every American who sees rate hike announcements can thank one group of people: President Trump and Republicans in Congress. And results at the polls are showing just how thankful folks are…

HEALTH CARE PLAYS DECISIVE ROLE IN ARIZONA SPECIAL ELECTION

On Tuesday night, a telephone exit poll surveyed survey of voters who cast ballots in Arizona’s 8th Congressional District special election. Here’s what polling in this overwhelmingly Republican district found:

  • Health care was a top issue to voters. Health care was ranked as a top issue for 58% of voters, and Democrat Hiral Tipirneni won big especially among these voters, 65-33.
  • Voters said Tipirneni better reflected their health care views. Among all voters, Tiperini won by 2 points, 45-43. Among independents, that gap widened to 30 points, with 57% saying Tipirneni health care views were more in line with theirs to only 27% for Debbie Lesko.
  • Voters were less likely to support Lesko because of the GOP health care agenda. Lesko’s support of the Republican health care agenda made 40% of voters less likely to vote for her and only 33% more likely to support her.
  • Voters favored ACA improvements over repeal. Voters disapproved of the Republican efforts to repeal the Affordable Care Act by 5 points, 49-44, and just 41% of voters said the best path forward on health care is to repeal the ACA, while 54% said it should be improved.

As Vox’s Dylan Scott noted, “Republicans should be terrified of health care in the 2018 midterm elections.”

Schumer Puts Trump, Republicans On Notice for Upcoming Rate Hikes

Washington, D.C. – Today on the Senate floor, Minority Leader Chuck Schumer (D-NY) put Republicans on notice: as preliminary rate hikes for next year begin to roll out, Democrats will speak out loudly and often about how  President Trump and Congressional Republicans’ repeal-and-sabotage campaign against Americans’ health care will leave working families holding the bill.

In response, Protect Our Care Campaign Director Brad Woodhouse said: “Sen. Schumer hit the nail on the head – President Trump and his Republican allies in Congress have undertaken a deliberate, aggressive campaign to sow chaos in the health insurance marketplace, and the consequences of their actions will soon become clear. Every American who sees rate hike announcements as soon as next week can thank one group of people: President Trump and Republicans in Congress.”

TRANSCRIPT

“Finally, on another matter, health care. Next week, health insurance companies will begin to announce their initial proposed rates for 2019 in each state across the country. And when they do, every American should remember that President Trump and Congressional Republicans have spent the past year and half trying to sabotage our health care system in a way that could increase costs and decrease access to quality health care.

“It’s true that last summer, the Senate Republican effort to repeal our current health care system and gut Medicaid — an effort that would have left tens of millions uninsured and raised costs on millions more — ended, thankfully for the American people, in failure.

“Despite that legislative failure, President Trump, his administration, and Congressional Republicans have committed several other acts of sabotage, raising premiums and hurting health care, all, it seems to me, for a political vendetta.

“For a long time, the president refused to guarantee that the administration will honor the cost-sharing program, which reduces premiums and out-of-pocket expenses for low-income Americans. He eventually cancelled payments for that program, causing major uncertainty and confusion in the markets.

“Then, Republicans repealed the health care coverage requirement as a part of their tax bill and put nothing in its place. The CBO projects that repealing the coverage requirement could cause rates to increase by as much as 10% and result in millions more people without insurance, so if you can’t get insurance, Mr. or Mrs. American, or if your premiums are going up you’ll know who caused it: the president, and Congressional Republicans by sabotaging a law that the majority of Americans want to see stay on the books.

“And making things worse, earlier this week, the comment period ended for a proposed Trump administration rule that is perhaps that most radical sabotage of our health care system yet — a rule that would expand the availability of junk insurance plans. These junk insurance plans would force higher premiums on people with pre-existing conditions, impose an “age tax” on older Americans, and once again could subject Americans to the devastating effects of medical bankruptcy, which too many people go through now. Many plans might not cover essential services like prescription drugs, maternity care, and mental health services.

“Each of these actions taken by President Trump and Republicans in Congress will raise costs and reduce access. We are truly living under “Trumpcare” today, with no effort by the president or Congressional Republicans to make it better.

“And, unfortunately, starting next week, the American people could see the devastating consequences of a year and half of health care sabotage reflected in the 2019 rates.”